The rules

Regular season

Straight up: pick the winner of every game. Picks lock at each game's kickoff.

A six point swing on every off-day game. That is what shakes up the board and lets the low man climb.

Playoffs

Your regular season total becomes your bank. Now you wager it. Every round you must put points in play. Win a game and you earn your wager back on top of your stake. Lose and it is gone. Hit zero and you are out.

• If you have the points, you wager the full amount on every game (six Wild Card games means 60 points in play).
• If you don't, split everything you have across the games however you like, never more than the cap on any one game. All of it goes in play.
• Example: 55 points on Wild Card weekend could be 10, 10, 10, 10, 7, 8 or 10, 9, 9, 9, 9, 9.
• Whatever you win rolls forward to the next round. Go 1 for 6 with 10 point wagers and you carry 20 into Divisional weekend.
• Wagers lock at the first kickoff of each round. Points you were required to put in play but didn't are forfeited.
• Ties in a playoff game are a push. Your stake comes back.

The purse

Final standings after the Super Bowl. Bragging rights are non-negotiable.